Nationwide offers two separate plans. One, known as the Major Medical plan, provides less comprehensive health coverage than Whole Pet plans do and may be more suitable for many pet owners’ budgets.

The company also provides a Modular plan, which enables you to tailor coverage options. However, this plan excludes preexisting conditions and wellness care.

Cost

Nationwide’s pet insurance costs will depend on factors like your location, pet type and age as well as coverage plan options. To determine an accurate quote online or get one via phone call or mail or fax based on a quote. Once purchased you can manage and submit claims through Nationwide’s portal or send them in by email mail or fax; typically they reimburse a percentage of eligible veterinary expenses depending on which coverage option you select.

Nationwide offers various plans and coverage options, with some plans providing wellness coverage for preventative healthcare. Some policies also cover microchip implantation – though you may incur an additional fee.

Pet care costs can add up quickly. Nationwide’s policy limits help you budget for any unexpected costs, making them easy to understand. Unfortunately, however, long-term customers sometimes report increased premiums or claim denials as being problematic.

Nationwide and Embrace both provide similar coverage, but Embrace’s plans and features provide greater customization, such as pre-certification for procedures. Furthermore, Embrace offers coverage for hereditary conditions and cancers, while Nationwide only covers chronic illnesses and injuries. Both companies offer flexible deductibles – Trupanion has per condition instead of annual ones which could save you money over time.

Coverage

Nationwide offers comprehensive pet health plans and wellness benefits, with three plans offering different levels of coverage that each include a $250 annual deductible and access to 24/7 vet helpline access. They also offer multi-pet discounts of 5% for owners of two pets and 10% for four or more. Finally, Nationwide covers exotic animals such as birds, guinea pigs, rabbits and reptiles while not covering preexisting conditions.

The Whole Pet Plan from this insurance provider reimburses a direct percentage of your vet bills without the hassles associated with other insurers or pre-approval processes. Furthermore, coverage includes behavioral problems, consultations and therapy sessions as long as they don’t result from preexisting conditions.

Nationwide Pet Insurance stands out among other pet insurers with superior coverage due to being one of the oldest and largest insurers in America. Their comprehensive policies cover an extensive array of breeds – cats, dogs and exotic species like parrots and hamsters alike. Their annual limits for major medical conditions range from $500-$10,000 with an individual $250 deductible payment plan; furthermore they exclude fees such as waste disposal, record access or bank/credit card fees as well as hereditary disorders without waiting periods being applied by them.

Customer service

Nationwide Pet Insurance has several plans designed to meet the needs of most pet owners. Their plans provide coverage for accidents and illnesses, preventative care services and travel coverage as well as 24-hour vet helpline support and travel reimbursement coverage.

Nationwide offers an online portal to make submitting claims easy for their customers. Simply upload your paid invoice and treatment details directly into your account for processing. Plans from Nationwide feature annual deductible options from $100-250; additionally, prescription food coverage may be added at an additional fee.

Nationwide’s plans differ from others by not including exclusions for preexisting conditions; however, their policies still require waiting periods (from 14 days for accidents and illnesses up to 12 months for cruciate ligament injuries) before coverage takes effect.

Nationwide’s Whole Pet plan offers pet parents additional flexibility in understanding and budgeting for veterinary bills by covering a direct percentage, which you can customize between 50%, 70% or 90% depending on your budget. This makes it easier for pet parents to understand coverage more clearly while feeling secure about protecting their animals – though please keep in mind that cancellation of coverage within 10 days won’t result in refund of premiums paid.

Policy options

Nationwide offers its customers a selection of policy options, allowing them to select their ideal coverage. Coverage ranges from basic to premium plans with different reimbursement rates and annual limits; additionally, alternative treatments like acupuncture and chiropractic may also be covered as well as routine expenses such as vaccines and fecal tests. It offers customized plans such as its Modular plan; while Whole Pet and Major Medical plans provide more comprehensive protection.

As an example, their Basic plan reimburses between 50% to 80% of vet bills after meeting a $250 deductible, while premium plans offer higher reimbursement rates and cover additional expenses; they may even offer optional features like microchip implantation or lost pet advertising! Unfortunately, however, coverage does not include grooming or boarding costs.

Nationwide’s insurance plans offer different levels of coverage and waiting periods depending on which state is being served by. For instance, their Modular plan requires 14-day waits for accidents and illnesses and 12 months for cruciate ligament injuries; this is a considerable timeframe compared to what other companies require; however, Nationwide has an efficient claims process and customer service that makes the company one of the biggest providers in America.